ANDERSON TOYOTA
FINANCE DEPARTMENT
LAKE HAVASU CITY, ARIZONA
The Winning Team
FINANCE HOURS:
Monday thru Thursday: 8:00AM - 8:00PM
Friday-Saturday: 8:00AM-6:00PM
STAFF:
Travis Vest
Finance Director: |
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Mike Gonzalez
Finance Manager: |
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Nancy Seine
Finance Manager: |
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Financing
We will work for you to take full advantage of your financing choices. Whether financing a vehicle or credit protection, we’ll give you a wide range of choices. Whether you lease or finance your vehicle, we’ll work with the manufacturer and various lending institutions in order to provide you the best possible rates and terms. We are currently securing approximately 23 million dollars per year in auto loans for our customers with more than 20 years combined experience going to work for you to find the most competitive loan packages available.
Financing through your bank or with us?
If rates are comparable, we suggest it is best not to finance a vehicle through your local bank or credit union. Keep your borrowing strength for the future. Don’t use up your bank credit line with a vehicle loan. In addition, establishing a variety of financial sources helps increase your credit worthiness.
Finance Options we offer you:
Leasing
Service Contracts
Gap Protection
Prepaid Maintenance
LEASING
How can you get the monthly payment you desire, drive the new vehicle of your choice, save on taxes**, and be worry free about unexpected repair bills? Lease it! **In states with sales tax, you only pay tax on your monthly payment and not on the whole vehicle. In certain situations your entire lease payment just might be tax deductible.
What can you do at the end of your lease?
1. Buy the vehicle for the residual amount (a predetermined estimate of the market value of a vehicle at the end of the lease term).
2. Trade it in on a new vehicle.
3. Sell the vehicle and keep any amount over the residual.
4. Walk away from it and pay only a small disposition fee.
SERVICE CONTRACT
The factory warranty for most vehicles is 3 years or 36,000 miles covering any manufacturer defects in material or workmanship. We offer maintenance contract plans that take the worry away from unforeseen auto repairs and the cost is just a few cents a day. It is never to late to purchase a service contract.
GAP INSURANCE
The book value of a vehicle consistently decreases more quickly than the amount owed leaving a gap in coverage. Protect your credit and your investment with Gap Protection. In the event your vehicle is a total loss, your primary automotive insurance may not provide enough money to pay it off or replace it. If hardship strikes, you are responsible for the difference between the insurance value of your car and your outstanding loan balance. You could end up paying thousands of dollars out of your own pocket for the difference on a car that you no longer own. For a few dollars a month you can obtain Gap Protection. A totaled vehicle should not create a financial burden, cost you out of pocket money, or reduce your ability to replace your vehicle. The manufactures Gap Protection covers up to 150% of the vehicles retail value and will pay up to $50,000 in payoff difference. The manufactures Gap protection also covers your insurance deductable up to $1000.
PREPAID MAINTENANCE
The manufactures Prepaid Maintenance gives you the opportunity to lock in your costs for the factories recommended maintenance items at today’s discounted rates.
